#HackingFinance [w/ anthemis | group]

welcome to the sixth paradigm

“Walk into the mural-covered 14,000-square-foot space in San Francisco’s Central market district and you’ll see a flurry of seemingly organized activity: people manning desks in the front, a day-by-day schedule scribbled in chalk on the wall, someone sweeping the floor, a family examining the makings of a slide (soon to be set up, but no one yet knows where) a cake being cut in the kitchen, and people tending the large garden out back. This isn’t some quirky new startup: it’s Freespace, a monthlong experiment in civic hacking.”
—   1 | This Is What Happens When You Give A Creative Community An Empty 14,000-Square-Foot Building | Co.Exist: World changing ideas and innovation

“The customer experience in financial services and retailing is facing its most fundamental change in this century. Recent technological advances and social changes, now at the fingertips of the majority via smartphones, have given rise to a new kind of consumer, one that is much more connected and demanding. Young, consumer centric, service and experience-lead startups like Fidor Bank in Germany and Betterment in the US are re-defining the customer’s experience in banking; it will not be long before that kind of disruption reaches all parts of the world.”
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Finextra: Former Barclays vice chair Oppenheimer gets disruptive with Anthemis

» super excited to have Deanna joining Anthemis Group as a Venture Partner

Nudge, the Animation: Helping people make better choices (by RotmanSchool .)

TEDxWestlake - John Hagel - “From push to passion” (by TEDxTalks)

» the information age requires a “fundamentally different institutional architecture”: a scaleable “pull” platform. Building @anthemis based on a “knowledge flow” (not “knowledge stock”) model - a “pull” institution.

jayparkinsonmd: If you run a company, you have to purchase health insurance. You should purchase it through my company, Sherpaa. And by doing so, you and your employees get 24/7 access to our NYC-based concierge doctors to treat you or fast-track you in to the best doctors NYC has to offer. By only using the healthcare system when absolutely necessary, your company’s claims decrease significantly and you save money every year you use us. It’s a rare situation where everyone wins—you save money and time. And we eliminate typical healthcare frustration and deliver a wonderfully accessible experience. This is just a subtle reminder. And that lovely person up there is Juliet, our Director of Sales. She’s quite possibly the sharpest, friendliest, and kindest person I’ve met in a long time. She’ll get you all set up. Solutions from the edge.

jayparkinsonmd:

If you run a company, you have to purchase health insurance. You should purchase it through my company, Sherpaa. And by doing so, you and your employees get 24/7 access to our NYC-based concierge doctors to treat you or fast-track you in to the best doctors NYC has to offer. By only using the healthcare system when absolutely necessary, your company’s claims decrease significantly and you save money every year you use us. It’s a rare situation where everyone wins—you save money and time. And we eliminate typical healthcare frustration and deliver a wonderfully accessible experience.

This is just a subtle reminder. And that lovely person up there is Juliet, our Director of Sales. She’s quite possibly the sharpest, friendliest, and kindest person I’ve met in a long time. She’ll get you all set up.

Solutions from the edge.

“The real alternative is an ecosystem approach. Practically speaking it means that vendors need to create systems that are fundamentally designed to plug in to other systems. In other words, we vendors need to assume that we are not alone in serving you. In support of that vendors must put as much thought and creativity in how they connect as they do with their core product. Each vendor needs to make it simpler and faster to build tools that work together and lowers the barriers to integration.”
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Advisors: Beware The Rise of the “Franken-Product” | The Scalable Advisor

» @blueleaf embracing and leveraging one of our core themes: the “connected stack” replacing the monolithic vertical integration as the winning business model and organisational paradigm in the information age.

“Even with credit cards and smart phones being ubiquitous throughout these countries you would be wise to look to emerging markets as the potential birthplace of a future cashless society. Mobile technology is growing and more than 1.7 billion people have cell phones but no bank accounts in emerging and developing markets. According to the GMSA in 2012 there were123 mobile-money deployments in emerging markets, with 84 of them originating within the last 3 years. Mobile money has the ability to offer financial services to the unbanked and reach consumers in the remotest parts of the World.”
—   Is Cash still King? | mobilemediainfotech

“The tyranny of sunk investment—We have trouble, especially inside organizations, in seeing past the current systems we worked hard to put in place and pay for. It’s tough to let go of the thing you’ve put so much money or effort into. While often this is literally a sunk investment of money, it can also be a psychic investment—something you’ve given so much effort and attention or “love” to, it’s hard to let go. While we cling to such things, the world tends to change around us.”
—   13 mistakes you make when exploring the future | Foresight Culture

“Dorsey himself is clear on what Square can do, and what it can’t: “It’s not about killing cash,” he says. “It’s about being able to account for your entire business.” The stand’s main feature is its built-in card reader and while in Britain contactless card payments are growing rapidly, in the US this combination of ease of use and elegant design is proving popular. That’s not just for a number of aesthetic and timesaving reasons, but also because significantly more data is made available through a system such as Square. And Dorsey uses an example close to home to demonstrate what he means.”
—   Square: ‘We’re building a global company’ - Telegraph

“Governments should step back, see what works, and stamp out whatever does not. Anyone looking for an investment opportunity should do the same. And all of us should explore new options when we make payments, take out a loan, or seek to invest.”
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Time is right for new faces in finance - FT.com

Indeed. @anthemis (and many others) FTW!